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Payment Calculator

USD
%
years
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What is a Payment Calculator?

A payment calculator helps you determine your monthly loan payment based on the loan amount, interest rate, and loan term. It's essential for budgeting and understanding your financial obligations before taking out a loan.

This calculator uses the standard amortization formula to calculate fixed monthly payments that include both principal and interest.

Payment Formula

M = P × [r(1 + r)^n] / [(1 + r)^n - 1]

  • M = Monthly payment
  • P = Principal loan amount
  • r = Monthly interest rate (annual rate ÷ 12)
  • n = Number of monthly payments (years × 12)
Welcome to our website!
Amancalc.com