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Present Value Calculator

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%
years
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What is Present Value?

Present Value (PV) is the current worth of a future sum of money or stream of cash flows given a specified rate of return. It's the opposite of future value and helps you understand how much you need to invest today to reach a specific future goal.

This calculator helps you determine the amount you need to invest now to achieve a desired future value, considering the time value of money and interest rates.

Present Value Formula

PV = FV / (1 + r)^t

  • • PV = Present Value
  • • FV = Future Value
  • • r = Interest rate (as decimal)
  • • t = Time in years

Related Financial Calculators

Future Value Calculator

Calculate future value of present amount

Investment Calculator

Calculate investment returns

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